top of page
Services Covered
What's Included
Section 138 Legal Notice (30-day demand)
Criminal Complaint Filing
Multiple Cheque Recovery Strategy
Magistrate Court Appearances
High Court Appeals
Civil Recovery Suit (parallel)
Execution of Compensation Orders
Settlement & Compromise Negotiations
Services Covered
How It Works
Notice Issuance
We issue the mandatory 30-day demand notice within 30 days of cheque dishonour, by registered post and speed post, preserving your right to file a criminal complaint.
Complaint Filing
If the drawer fails to pay within 15 days of receiving notice, we file a criminal complaint under Section 138 before the competent Magistrate.
Recovery & Settlement
Most Section 138 matters settle before conviction as the accused faces criminal liability. We negotiate the best settlement, failing which we secure a compensation order from the court.
Court Proceedings
We appear at hearings, lead your evidence as a witness, and make legal submissions to the Magistrate, pushing for a speedy trial and conviction.
Services Covered
Frequently Asked Questions
What is the time limit to file a cheque bounce complaint?
You must file the complaint within 30 days of the expiry of the 15-day notice period. The full timeline from dishonour is approximately 75–90 days. Missing any deadline can bar your complaint.
Can I file for multiple bounced cheques together?
Yes. Each dishonoured cheque is a separate offence and requires a separate complaint. However, we can strategise to manage all cheques efficiently and maximise your recovery.
Is Section 138 a civil or criminal case?
Section 138 is a criminal proceeding before a Judicial Magistrate. This gives it teeth — the drawer faces imprisonment and criminal record, not just civil liability, which dramatically increases the pressure to settle.
What if the drawer is from another city?
Under the NI Act as amended, you can file the complaint in the court where you (the payee) received the cheque or where you bank — not necessarily where the drawer's bank is located.
bottom of page